End-of-year considerations

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  • This topic has 6 replies, 5 voices, and was last updated 2 weeks, 4 days ago by Lloyd. This post has been viewed 243 times
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    • #134221
      wheelsee
      Participant

        For those who have FSA’s (Flexible Spending Accounts) or “cafeteria health plans”, the end of the year is rapidly approaching (use it or lose it).

        If you still have monies available:

        1. look at updating immunizations – minimum of Tdap, HAV (hepatitis A), MMR (mumps, measles, rubella – this one should only affect a VERY small number). If you’re older (> 55) consider Shingles and pneumonia vaccines.

        2. Buying a 90-day supply of RX (prescription) medications. Realize most insurance won’t pay for over 90-day supply but look at cash options, the “4-dollar list” https://www.walmart.com/cp/4-dollar-prescriptions/1078664

        3. Buying a year supply of OTC (over-the-counter) meds, i.e Ibuprofen, Tylenol (acetaminophen), etc. (NOT to be construed as medical advice – I personally don’t concern myself with expiration dates, except in VERY RARE circumstances). https://www.health.harvard.edu/staying-healthy/is-it-ok-to-use-medications-past-their-expiration-dates

        4. Buying 1st aid supplies. I’ve used mine to buy IFAKs, bandages, dressings, rubbing alcohol, etc. Stock up on elastic wraps (Ace wraps), Kerlix (roller bandages), etc.

        Its your money, its already been paid for. Do you give up the money to the company/Uncle Sam? Do you keep your medical larder deep? Your money, your call.

      • #134242
        Joe (G.W.N.S.)
        Moderator

          Excellent advice!

          Note: Immunizations are something to consider based on your situation. Anyone who has followed this Forum knows I consider this a personal choice. I am not a blanket get everything immunization kind of guy, however there are some I do get. This is a mild disclaimer to prevent going down that rabbit hole needlessly. ;-)

        • #134285
          trailman
          Participant

            Last year I switched to my own medical plan because of divorce. So another trick I figured out, if your company is switching providers get any scripts you can get filled for 90 days tomorrow because as of Jan 1st you should be able to refill them again on the new plan. Easy way to stock up on 90 days worth. ^- I’m going to be running out the last $50 on my flex with the above ideas. :good:

          • #134288
            wheelsee
            Participant

              Last year I switched to my own medical plan because of divorce. So another trick I figured out, if your company is switching providers get any scripts you can get filled for 90 days tomorrow because as of Jan 1st you should be able to refill them again on the new plan. Easy way to stock up on 90 days worth. ^- I’m going to be running out the last $50 on my flex with the above ideas. :good:

              Dang, never even thought of that one!!

            • #134318
              Max
              Keymaster

                I’m completely off vaccinations after seeing this and hearing some other stuff from reputable sources. Gonna have to deal with school regulations / philosophical objections for the kids going forward.

              • #134406
                Lloyd
                Participant

                  I’m completely off vaccinations after seeing this and hearing some other stuff from reputable sources…

                  :good:

                • #134661
                  Lloyd
                  Participant

                    I’m completely off vaccinations after seeing this and hearing some other stuff from reputable sources….

                    Check this out.

                    https://banned.video/watch?id=5e0beed7ad971e001d2a4ad1

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